To a Secured Future

Ever since I was a kid, I've always felt a huge responsibility towards my family and the people I truly care about. No one had to tell me what to do or how to do things, I intiated things the way I think is right. I always look out for my family first before myself. I don't know why is that, but that's just how I am. Myself comes last in everything.

It's not a walk in the park though. A huge responsibility like mine always comes with stress, anxiety, and depression. But those things can't and won't bring me down. Like my boyfriend always tells me, "You're a born leader. You are meant to lead a pack."

And just like that, I'm motivated to do things again.

Wounds Are Slowly Healing

Now that it’s already December, last month of the year; I can’t help but reflect how different this year has been for me than the previous year. I am definitely less stressed this year, but the stress and anxiety is still there (I doubt that will ever go away). But life is so much better now, that’s for sure. Thank You, God!

Last year, I can’t even sleep properly. I had so much stuff to think about, mostly problems. I was even suicidal. I am just so grateful that this year has been better; emotionally, financially (a little), and mentally.

Requirements for Opening a Basic ATM Savings Account in EastWest Bank

I’ve been planning to open a new savings account, last month. But I got so busy and totally forgot about it. Luckily, I got a little extra time today to go out and decided to inquire at EastWest Bank for the requirements. I intended to open a basic ATM savings account only since I already have a passbook savings account from another bank, which I am very happy with.

Why EastWest and not open the same savings account with ATM in One Network Bank, you ask? Well, EastWest has an online banking facility where I can track my finances while ONB don’t. I guess you get my point.

When I got in EastWest Bank branch near me, I liked that they are not crowded. After asking the requirements, I applied right there and then. The application was fast, the whole process was done in thirty minutes or less, depending on how fast you can fill up the form.

Opening a Passbook Savings Account in One Network Bank

Last August 16, I decided to open a savings account in One Network Bank. One Network Bank is a rural bank of BDO. Even though I have an existing ATM savings account in another bank, I pushed myself to open a new savings account with passbook in another bank.

I really wanted to be financially stable. To achieve that, the first thing I learned is to list down all my expenses so I can identify later on which of my expenses is not necessary. After doing that for a couple of months, I figured out that I've been spending money on useless things. Later on, I learned to save money.

BPI Card Replacement ~ Forgot ATM PIN

Just few weeks ago, I was trying to withdraw some money from my ATM. I saw that there was long queue in my bank's ATM machine and I was in a hurry so I went to the other bank's ATM machine, and just my luck, it says that I entered the wrong PIN. I am aware that I only have three (3) tries to enter my PIN, and I failed to enter the correct PIN in three tries, I can no longer withdraw my funds. After the first attempt, I decided to go back to my bank's ATM machine and just fall in line... and when it was my turn, I entered my PIN and still says the same. I am very certain that I entered the correct PIN, so I tried again and it still says that I entered the wrong PIN. You guess it right, my card is no longer useful after that. I went home defeated.

At first, I had no idea what to do. A week passed and I just let it be, but at the back of my mind I'm already worried. I don't have so much money in my account, it was just enough for a week's budget and I worked hard for that money and I can't just let it vanish like that.